:root {
  --bg: #f6f8ff;
  --surface: #ffffff;
  --surface-strong: #eef1ff;
  --text: #0f173d;
  --text-muted: #5b647d;
  --primary: #0d1b7e;
  --accent: #e30613;
  --border: rgba(13, 27, 126, 0.12);
  --shadow: 0 24px 80px rgba(13, 27, 126, 0.08);
  --radius: 24px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, "Segoe UI", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f7f8ff 0%, #ffffff 100%);
  line-height: 1.65;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.page-shell {
  max-width: 1080px;
  margin: 0 auto;
  padding: 28px 24px 56px;
}

.brand-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 24px;
  background: rgba(13, 27, 126, 0.07);
  border: 1px solid rgba(13, 27, 126, 0.08);
  border-radius: 20px;
  margin-bottom: 24px;
}

.brand-mark {
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary);
  font-size: 0.95rem;
}

.brand-slogan {
  color: var(--text-muted);
  font-size: 0.94rem;
}

.hero {
  background: linear-gradient(180deg, rgba(13, 27, 126, 0.08), rgba(255, 255, 255, 0.8));
  border: 1px solid rgba(13, 27, 126, 0.10);
  border-radius: 32px;
  padding: 40px 36px;
  box-shadow: var(--shadow);
  margin-bottom: 32px;
}

.hero h1 {
  margin: 0 0 14px;
  font-size: clamp(2.2rem, 4vw, 3.5rem);
  line-height: 1.02;
}

.hero p {
  max-width: 760px;
  margin: 0;
  color: var(--text-muted);
  font-size: 1rem;
}

.section-grid {
  display: grid;
  gap: 20px;
}

.policy-card {
  background: var(--surface);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: 0 18px 50px rgba(13, 27, 126, 0.06);
  padding: 28px;
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.policy-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 28px 70px rgba(13, 27, 126, 0.12);
}

.policy-card h2 {
  margin-top: 0;
  margin-bottom: 14px;
  font-size: 1.35rem;
  color: var(--primary);
}

.policy-card p,
.policy-card li {
  color: var(--text-muted);
  font-size: 1rem;
}

.policy-card ul {
  margin: 12px 0 0;
  padding-left: 20px;
}

.policy-card ul li {
  margin-bottom: 10px;
}

.highlight {
  color: var(--accent);
  font-weight: 600;
}

.contact-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.contact-card strong {
  display: block;
  color: var(--text);
  font-size: 1rem;
}

.contact-card a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  width: fit-content;
  background: rgba(227, 6, 19, 0.08);
  color: var(--accent);
  border-radius: 14px;
  border: 1px solid rgba(227, 6, 19, 0.16);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.contact-card a:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(227, 6, 19, 0.12);
}

.footer {
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid rgba(13, 27, 126, 0.12);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.footer strong {
  color: var(--text);
}

@media (min-width: 760px) {
  .section-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero {
    padding: 48px 42px;
  }
}

@media (max-width: 600px) {
  .page-shell {
    padding: 20px 16px 40px;
  }

  .brand-bar {
    flex-direction: column;
    align-items: flex-start;
  }

  .footer {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}